Is it really a BLESSING?
August 22nd, 2010 | 
Author: My co-teacher, Rob, is really excited. He just received his first, ever,credit card last week.
Ignoring our words of precaution, he still applied for a credit card telling us that he would use it wisely. Well, I am happy for him. And I hope what happened to us won’t happen to him, lol!
It’s not that I hate credit cards, in fact, I am somehow thankful that I have them in my wallet for emergency. But just like, what… thousands or maybe millions of people out there, I am too deep in debt that I secretly wish I didn’t have them.
SMART people say you can have credit cards without falling in too deep in debt, but SMARTER people say you don’t need it at all.
It is sad to realize that I am NEITHER…
Posted in teacher's journal
dapat wise k talaga s pag gamit..ung dati kong boss bago cya uutang uli babayaran nya muna ung remaining.bago nya gagamitin uli..
ouch, nakakatama ka naman, hehehe!
Credit card is good if you use them properly. But like all the others, many cardholders swallow more than they can chew that is why they end up bogged down in debt. The morale of the story is to buy on credit what you can easily afford to pay. Thanks for the post. God bless you all always.
It is so easy to get in debt with them. As for me, I've never had one and never want one.
We avoid credit cards here…